Job Description
75-85k Hybrid This Jobot Job is hosted by: Kevin Saxby
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Salary: $75,000 - $85,000 per year
A bit about us: Opportunity to work with a large national mortgage company
Why join us? Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with Company matching contributions and profit-sharing
Employee Life Insurance
Personal time off
Inclusive Leave
Job Details Job Details:
Are you a detail-oriented professional with a knack for analysis and problem-solving? Do you have a passion for the mortgage industry and a desire to help people achieve their dream of homeownership? If so, we have the perfect opportunity for you! We are seeking a dynamic and experienced Mortgage Loan Underwriter to join our team. This is a permanent position where you'll have the opportunity to grow and make a significant impact in our company. You will be responsible for evaluating and approving mortgage loan applications, ensuring that they meet our company's standards and comply with federal regulations.
Responsibilities:
As a Mortgage Loan Underwriter, your primary responsibilities will include:
1. Reviewing and analyzing loan applications and supporting documentation.
2. Evaluating the financial status, credit history, and property evaluations of applicants to determine the risk level of extending mortgage loans.
3. Ensuring that loan applications and documentation are complete, accurate, and comply with company policies and federal regulations.
4. Making loan approval or rejection decisions, or forwarding applications to loan committees for further review.
5. Providing feedback and coaching to loan officers and processors to improve the quality of loan applications.
6. Keeping abreast of changes in policies and regulations that might affect the loan underwriting process.
7. Collaborating with various stakeholders, including loan officers, real estate agents, and applicants, to facilitate a smooth loan process.
8. Maintaining a thorough record of all loan applications, including notes on why certain loans were approved or rejected.
Qualifications:
To be considered for the Mortgage Loan Underwriter position, you must have:
1. A minimum of 5 years of experience in mortgage loan underwriting.
2. Direct Endorsement (DE) Certification a plus.
3. Comprehensive understanding of mortgage loan products, loan processing, and underwriting procedures.
4. Proficiency in using mortgage loan software and automated underwriting systems.
5. Strong analytical and decision-making skills.
6. Excellent attention to detail and the ability to work accurately under tight deadlines.
7. Strong communication and interpersonal skills.
8. Knowledge of federal and state regulations pertaining to the mortgage industry.
If you are a dedicated professional with a passion for the mortgage industry and a commitment to providing excellent service, we would love to hear from you. Join us and play a pivotal role in helping our clients achieve their homeownership dreams. Apply now to become a part of our dynamic team!
Interested in hearing more? Easy Apply now by clicking the "Apply Now" button.
Job Tags
Permanent employment,