Bilingual Underwriter (Base Salary Plus Strong Incentive Plan) Job at Triad Financial Service Inc., Jacksonville, FL

MFRNMFRvSmlzYUUrVGg5bnBVSk44MjN4VXc9PQ==
  • Triad Financial Service Inc.
  • Jacksonville, FL

Job Description

: As a Mortgage Underwriter, you will play a critical role in our mortgage lending team, responsible for evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines, and investor requirements. With a focus on accuracy, quality, and customer service, you will assess borrowers' financial profiles, property information, and loan documentation to make informed lending decisions. Your expertise in underwriting will contribute to the success of our loan origination process and the satisfaction of our borrowers.

Key Responsibilities:

  • Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
  • Evaluate borrowers' financial profiles, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
  • Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.
  • Communicate lending decisions to Loan Officers, borrowers, and other stakeholders in a clear and timely manner, providing explanations for any conditions or stipulations.
  • Collaborate with Loan Processors, Loan Officers, and other team members to resolve issues, address conditions, and facilitate loan closings.
  • Maintain a high level of accuracy and attention to detail in underwriting documentation and loan files, ensuring completeness and consistency.
  • Provide exceptional customer service by responding to borrower inquiries, providing status updates, and guiding them through the underwriting process with professionalism and empathy.
  • Stay informed about industry trends, regulatory changes, and best practices in mortgage underwriting to continuously improve knowledge and skills.

Minimum Qualifications:

  • Cultivate and nurture client relationships while delivering exceptional customer service.
  • Preferably possess a minimum of two years of experience.
  • Will receive training in analyzing Credit, Income, and Asset documentation.
  • Familiarity with Encompass software is advantageous.
  • Knowledge of the Manufactured Home Industry is a desirable asset.
  • Demonstrated ability to multitask effectively.
  • Exhibit a strong work ethic.
  • Proficient in Microsoft Office suite.
  • Possess strong problem-solving abilities.
  • Attention to detail and accuracy in tasks.
  • Excellent verbal and written communication skills.
  • Capability to work both independently and collaboratively in a team environment.

#PM22

#ID

PIbf9d3886a366-30492-34933190

Job Tags

Similar Jobs

FlexProfessionals

Program Assistant Job at FlexProfessionals

Higher education institution is looking for interim program assistant to support for their Entrepreneurship Ecosystem Initiative. This role is both administrative and professional in nature. Hours/Schedule : 35hr/week; M-F 8:30am-4:30pm, with summer hours (Memorial...

Family Service League Inc.

VOCATIONAL SPECIALIST Job at Family Service League Inc.

 ...Family Service League is seeking a f ull-time Vocational Specialist to work in our Personalized Recovery Oriented Services (PROS)...  ...required. Valid and clean NYS Drivers License required. PHYSICAL REQUIREMENTS The ability to operate a motor vehicle. "... 

Edison SmartĀ®

Electrical Foreman Job at Edison SmartĀ®

I am hiring again, for a client of mine in West Texas. I am looking for an I&E Manager/Super Intendent, for a leading Oil and Gas client of mine. Western Texas area This role does not provide sponsorship. Salary is based on your experience $155,000 - $175,...

ABB

Service Coordinator Job at ABB

 ...Service Coordinator At ABB, we are dedicated to addressing global challenges. Our core values: care, courage, curiosity, and collaboration...  ...your ABB story. This position reports to Senior Manager Customer Experience LCS Your role and responsibilities In this... 

Kelly Services

Forklift Driver Job at Kelly Services

 ...a new role to advance your career? Jumpstart your professional journey with an exciting opportunity! Join the Kelly team as a Forklift Driver at a top client in Sanford, NC. Were dedicated to guiding you every step of the way to help you and your career thrive. Bring...